Risk Disclosure.
DeFi carries risk. Understand what you're signing up for.
Smart contract risk
Staking and lending protocols can contain bugs. While Jito, Kamino, and MarginFi are audited and battle-tested, no smart contract is guaranteed to be free of vulnerabilities.
Slashing risk
Liquid staking tokens delegate to validators. If a validator is slashed (penalized for misbehavior), stakers may lose a portion of their deposit. This is rare on Solana but theoretically possible.
Lending utilization risk
When lending USDC on Kamino or MarginFi, withdrawals depend on available liquidity. If utilization is 100% (all USDC is borrowed), you may need to wait for borrowers to repay before withdrawing.
APY variability
Rates shown are live estimates based on recent performance — not guaranteed future returns. Staking APY depends on MEV volume, validator performance, and network conditions. Lending APY depends on borrow demand.
Oracle / price risk
SOL price is fetched from DexScreener for display only. The actual staking and lending operations are denominated in SOL/USDC — price feeds do not affect on-chain mechanics.